Basic health insurance is mandatory and provides basic coverage of medical costs. This includes, for example, doctor visits, medically necessary surgeries, hospital stays, and emergency treatments. Costs and coverage may vary depending on the insurance provider. However, it is important to note that basic health insurance does not cover all costs and some services are dependent on the franchise.

Basic health insurance does not cover all costs. Some services are dependent on the franchise, and some costs may not be included, such as alternative medicine, cosmetic surgery, and private hospital rooms. It is important to check with your insurance provider to understand what is and is not covered.

The franchise is the amount you pay out of pocket before your insurance coverage begins. In Switzerland, the minimum franchise is CHF 300 per year for adults and CHF 0 for children. Choosing a higher franchise can lower your monthly premiums, but it also means you will pay more out of pocket before your insurance coverage begins.

Choosing the right health insurance provider in Switzerland can be a daunting task. It is important to compare different insurance providers and their plans, consider your budget and coverage needs, and read reviews from other customers. You can also consult with an insurance broker or advisor to help you find the right coverage for your needs.